LOAN PRODUCTS
WHY INVESTORS CHOOSE US
Loans
Flexible Options
We offer fast funding and quick closings, ensuring you get the financial support you need without delays. Our flexible underwriting accommodates various financial situations.
Transparency
Transparent Process
Experience clear fees and straightforward payoff timelines. Our team is dedicated to providing competitive points and ensuring you understand every step of the process.
Rates
Competitive Pricing
Our interest rates range from 7.99% to 13% for fix & flip loans, and 5.5% to 8.99% for DSCR loans. We provide interest-only payment options to ease your financial burden.
User Friendly
User Friendly Processes
We facilitate quick draws for construction and renovation loans, allowing you to manage your projects efficiently and effectively without unnecessary delays.
“I've worked with banks and other hard money lenders. The difference here is they actually know the Mobile market — they didn't question my comps, they had a term sheet back to me same day, and we closed in under two weeks. That's what you need when you're competing for distressed properties.”
— Marcus T., Real Estate Investor, Mobile, AL
“The BRRRR strategy only works if you can actually refinance out of the hard money cleanly. The DSCR refi program was perfect — no tax returns, no income verification, just the lease and the appraisal. We got most of our money back out and still own the house cash-flowing.”
— Jennifer S., Buy-and-Hold Investor, Pensacola, FL
“The draw process is where most construction lenders fail you — they slow down, the inspector takes forever, and suddenly your GC is walking off the job. These guys turned draws in 2–3 days, every time. That's what keeps a construction project moving.”
— Sandra M., Residential Developer, Fairhope, AL